Ready to Refinance?

We are here to help. Get started with TheMerdian Digital Mortgage Experience Refinancing can potentially lower your monthly mortgage payment, pay off your mortgage faster or get cash out for that project you've been planning.

Sample rate is for illustrative purposes only, assumes a borrower with excellent credit, property located in state selected above, and is subject to change without notice. Rate also includes automatic payment and initial draw discounts. Select the Home Equity Assumptions link for information about these discounts, important loan disclosures and additional loan assumptions. Accuracy is not guaranteed and products may not be available for your situation.

Take advantage of these interest rate discounts

Up to 1.50%

For initial withdrawals

Make an initial withdrawal when you open your account and receive a 0.10% interest rate discount for each $10,000 withdrawn (up to a maximum discount of 1.50%).

Up to 0.375%

For Preferred Rewards® clients

Preferred Rewards® clients get an interest rate discount of 0.125% (Gold tier), 0.25% (Platinum tier) and 0.375% (Platinum Honors tier)


For automatic monthly payments

Set up and maintain automatic monthly payments from your Meridian checking or savings account and receive a 0.25% interest rate discount (does not apply to Bill Pay service)

Home equity estimation

Calculate your payment rate here

Estimate your home's value

See how much your home / property is worth

Mortage loan we offer

Fixed-rate mortgages
  • Set interest rate for the life of the loan
  • Your monthly payments of principal and interest remain the same for the life of the loan
Jumbo Loans
  • For borrowers needing higher loan amounts
  • Available as fixed-rate or adjustable-rate loans
Adjustable-rate mortgages (ARMs)
  • For borrowers needing higher loan amounts
  • Available as fixed-rate or adjustable-rate loans
FHA & VA loans
  • Government loans from the Federal Housing Administration3 and the U.S. Department of Veterans Affairs4
  • Low down payment options with flexible credit and income guidelines
Affordable Loan Solution® mortgage
  • Down payment as low as 3%
  • Income limits apply

Discover the freedom of a mortgage @ TheMerdianBank PLC

Connect with a lending specialist

At TheMerdianBank, our flexible home financing solutions help you turn that ... Joint Mortgage loans (product) - you could include your spouse, child, parent or ... The interest rate for our mortgage is floating in line with prevailing market condition. ... Alternatively, please drop us an email and we will contact you soon.

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